Tenina Law Firm provides a wide range of bankruptcy services to clients in California and the United States through attorneys who are committed to excellence, dedication, and teamwork. Our expert bankruptcy attorneys serve individual consumers in any bankruptcy situation. Whether a Chapter 7 or Chapter 13 bankruptcy best suits your needs, Tenina Law will work diligently on your behalf to help you restart your life.
Common FAQ's
Can I keep my house if I file for Bankruptcy?.
In most cases, you are able to keep your home. Even if you have equity in your home, you may be able to file Bankruptcy and protect it. If your mortgage is upside down (you owe the bank more than the house is worth), the Court WILL NOT require the sale of your home.
In most cases, you are able to keep your home. Even if you have equity in your home, you may be able to file Bankruptcy and protect it. If your mortgage is upside down (you owe the bank more than the house is worth), the Court WILL NOT require the sale of your home.
Can I keep my car?
In most cases, you are able to keep your car. If your car is worth more than what you owe, there are Exemptions which can be applied to protect your car. Also, filing a Chapter 13 is often times the only way to save a car which about to be repossessed by the Bank.
In most cases, you are able to keep your car. If your car is worth more than what you owe, there are Exemptions which can be applied to protect your car. Also, filing a Chapter 13 is often times the only way to save a car which about to be repossessed by the Bank.
Will Bankruptcy Hurt My Credit Score?
The short answer is yes, but not being able to pay your bills also hurts your credit score. If you’re considering bankruptcy, you’re probably at the point where not filing for bankruptcy is more harmful to your credit than not.
The short answer is yes, but not being able to pay your bills also hurts your credit score. If you’re considering bankruptcy, you’re probably at the point where not filing for bankruptcy is more harmful to your credit than not.
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Most people start considering Bankruptcy because of the overwhelming pressure and constant phone calls from bill collectors and credit card companies. Often times the calls are so frequent that people can’t answer their home or cell phones. In many cases, creditors have obtained judgments and have begun levying bank accounts or even garnishing wages.
Bankruptcy will STOP THE CALLS AND HARASSMENT from the creditors. It will also STOP the levies and garnishments.
When a Petition for Bankruptcy is filed, the Bankruptcy Court issues an Automatic Stay. The Automatic Stay is a Court Order which REQUIRES your creditors to IMMEDIATELY STOP all efforts to collect from you. This includes phone calls, lawsuits, garnishments and other attempts to harass or collect. Basically, the Automatic Stay requires that all of your creditors STOP their collection efforts while your Bankruptcy is being processed.
DON’T LET ANOTHER DAY GO BY WITH CONSTANT CREDITOR HARASSMENT AND CALLS, WE CAN HELP. CALL US AT (213) 596-0265 FOR A FREE CONSULTATION.
Bankruptcy will STOP THE CALLS AND HARASSMENT from the creditors. It will also STOP the levies and garnishments.
When a Petition for Bankruptcy is filed, the Bankruptcy Court issues an Automatic Stay. The Automatic Stay is a Court Order which REQUIRES your creditors to IMMEDIATELY STOP all efforts to collect from you. This includes phone calls, lawsuits, garnishments and other attempts to harass or collect. Basically, the Automatic Stay requires that all of your creditors STOP their collection efforts while your Bankruptcy is being processed.
DON’T LET ANOTHER DAY GO BY WITH CONSTANT CREDITOR HARASSMENT AND CALLS, WE CAN HELP. CALL US AT (213) 596-0265 FOR A FREE CONSULTATION.
