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Tenina Law, Inc.

Tenina Law, Inc. is a highly-regarded and well-established Tax and Dispute Resolution practice and have acted in many of the complicated tax disputes before the IRS and the United States Tax Court. We are able to draw on the skills of the leading practitioners with depth of experience in Tax Resolution to enable us successfully to represent clients in a wide range of tax-related disputes.

Call today for a free consultation

(213) 596 0265

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Bankruptcy Services

Tenina Law Firm provides a wide range of bankruptcy services to clients in California and the United States through attorneys who are committed to excellence, dedication, and teamwork. Our expert bankruptcy attorneys serve individual consumers in any bankruptcy situation. Whether a Chapter 7 or Chapter 13 bankruptcy best suits your needs, Tenina Law will work diligently on your behalf to help you restart your life.

 

Reset your life

Tenina Law Firm provides a wide range of bankruptcy services to clients in California and the United States through attorneys who are committed to excellence, dedication, and teamwork. Our expert bankruptcy attorneys serve individual consumers in any bankruptcy situation. Whether a Chapter 7, or Chapter 13 or Chapter 11 bankruptcy best suits your needs, Tenina Law will work diligently on your behalf to help you restart your life.

 

Tools

Most people start considering Bankruptcy because of the overwhelming pressure and constant phone calls from bill collectors and credit card companies. Often times the calls are so frequent that people can’t answer their home or cell phones. In many cases, creditors have obtained judgments and have begun levying bank accounts or even garnishing wages.

 

Bankruptcy will STOP THE CALLS AND HARASSMENT from the creditors. It will also STOP the levies and garnishments.

 

When a Petition for Bankruptcy is filed, the Bankruptcy Court issues an Automatic Stay. The Automatic Stay is a Court Order which REQUIRES your creditors to IMMEDIATELY STOP all efforts to collect from you. This includes phone calls, lawsuits, garnishments and other attempts to harass or collect. Basically, the Automatic Stay requires that all of your creditors STOP their collection efforts while your Bankruptcy is being processed.

 

DON’T LET ANOTHER DAY GO BY WITH CONSTANT CREDITOR HARASSMENT AND CALLS, WE CAN HELP. CALL US AT (213) 596-0265 FOR A FREE CONSULTATION.

 

 

FAQ’s

Click on any of the questions below to find out the answer!

Can I keep my house if I file for Bankruptcy?
In most cases, you are able to keep your home. Even if you have equity in your home, you may be able to file Bankruptcy and protect it. If your mortgage is upside down (you owe the bank more than the house is worth), the Court WILL NOT require the sale of your home.
Can I keep my car?
In most cases, you are able to keep your car. If your car is worth more than what you owe, there are Exemptions which can be applied to protect your car. Also, filing a Chapter 13 is often times the only way to save a car which about to be repossessed by the Bank.
Will Bankruptcy Hurt My Credit Score?
The short answer is yes, but not being able to pay your bills also hurts your credit score. If you’re considering bankruptcy, you’re probably at the point where not filing for bankruptcy is more harmful to your credit than not.
Can I Get A loan After I File For Bankruptcy?
Absolutely – as a matter of fact, you’ll probably receive several offers from all sorts of lenders! How is that possible? Think about it, after your bankruptcy is discharged you’ll have ZERO DEBT, and will work hard to rebuild your credit. Because of this, lenders know you’re a good credit risk and are willing make offers to you when they may not have previously.
If I File For Bankruptcy, Does My Spouse Have To As Well?
Not at all. Bankruptcy is an individual filing and there is no requirement that your spouse file if you do.
If I File For Bankruptcy, Will My Spouse's Credit Be Affected?
The only way that your spouse’s credit will be impacted is in relation to assets that the two of you share. For example, if you and your spouse’s names are on a mortgage and you file for bankruptcy, your spouse’s credit will be negatively affected for ONLY that loan. Any other loans or credit cards that your spouse holds will be unaffected.
If I Can't Pay My Bills, How Can I Pay For Bankruptcy?
At some point, the question becomes how can you afford NOT to file for Bankruptcy? What is the price of your peace of mind? Do you want to stop a foreclosure proceeding and keep your home? Do you want to stop the endless debt collector phone calls? Do you want a chance to start over with a clean slate? Besides, you can retain our services for as little as $299 to start and can pay the rest as we go.
How Long Does The Bankruptcy Filing Process Take?
The Bankruptcy filing process should take us no more than 30 days. Once your Bankruptcy is filed with the court you are protected from debt collectors by what is called “automatic protection”. Learn more about the process from our.

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