Wage garnishment can take a toll on your finances. It lets the creditor get a part of your wage to pay your debt. If you face this issue, you should consider hiring a tax garnishment attorney.
Can a Tax Garnishment Attorney Stop a Wage Garnishment?
In some cases, you just allow your wages to be garnished to fully pay your debt. However, in other cases, it does not make sense. If your situation is the latter, consider challenging the amount that you owe.
Another option is to hire an attorney. You should hire an attorney if you think that you did not owe the debt your creditor wants you to pay. When the garnishment has been filed, you are obligated to pay such debt.
At this point, it can be difficult to prove that you do not owe such debt. However, it does not make sense to hire an attorney that charges you fees that are higher than the amount you owe. You should ask the lawyer upfront their legal fees to determine whether or not the charges are greater than what you will need to pay.
Another situation where you need to hire an attorney is when the creditor takes a lot of money from you. After getting a notification that a wage garnishment has been filed, you will get details from the agency or the court about the garnishment.
The information will include details about the amount of money you owe and how much will be taken from your paycheck per month. If you think that your creditor is taking a lot of your money, you must consult with your attorney.
By choosing the right tax attorney, you can avoid wage garnishment or you can work out an arrangement with your creditors. Most creditors are willing to work with their debtors. The reason for this is that they do not want you to file bankruptcy. By agreeing to a voluntary payment plan, you can avoid a levy or wage garnishment.
You should negotiate with your creditors with the help of an attorney. In this way, you will not agree to a plan that may be confusing or less than optimal for you.
If your employer is threatening to let you go because of this case, you can consult with our attorney. Keep in mind that employers are not allowed to fire you because of wage garnishment.
You should also consider consulting an attorney if your creditor wants to look into your bank account. Remember that your creditors cannot take more of your wages than the law allows. If it does, though, you should file a report. But, you must first contact an attorney to guide you.
Wage garnishment can greatly affect your finances. To stop your creditors from doing so, make sure to consult our experienced tax garnishment attorney. Contact Tenina Law at (213) 596-0265.