What Is The Bankruptcy Means Test In California? When you are considering filing a Chapter 7 bankruptcy in California, completing the Chapter 7 Means Test to make sure you qualify is one of the first steps. When Congress made major changes to the federal Bankruptcy Code in 2005, the Means Test was included in the...Read More

What Is Chapter 7 Bankruptcy And How Do I Apply? Chapter 7 bankruptcy in the United States is a powerful legal tool that allows you to completely erase many debts including credit card debt, payday loans, and medical debt. Experts estimate that more than 39 million Americans have filed for bankruptcy. But what is chapter...Read More

Can’t Afford a Bankruptcy Lawyer? Think Again.  Many people think they are unable to afford a bankruptcy lawyer. The cost of a bankruptcy lawyer’s services is most likely less than the debt you owe. A bankruptcy attorney can help you establish a payment structure to support your bankruptcy application.  How To Choose The Right Bankruptcy ...Read More

Filing for bankruptcy can often be one of the best ways that you can take control of your finances and be ready to start a new chapter on your financial future. Starting the process of bankruptcy may seem intimidating but with the help of a legal professional, the process can be simplified. In this article,...Read More

Frequent California Bankruptcy Questions We created this section of the website to answer some frequent California bankruptcy questions.  What Is Bankruptcy? Bankruptcy is a legal proceeding word agreement is made between an individual and their creditors. If someone is unable to pay their bills on time or they’ve found themselves in a changing financial predicament,...Read More

The Effects Of Consumer Bankruptcy Reform Act In California Understanding the CBRA is becoming more crucial for Americans under the Biden administration. The consumer bankruptcy reform act of 2020 is affecting the way that people are filing for bankruptcy especially in states like California. If you’re planning on applying for bankruptcy in the coming year,...Read More

Ways Bankruptcy Works For You   Bankruptcy can often be a difficult and sensitive subject. Many people that are considering filing for bankruptcy, they’re willing to hold off because they’re afraid it’s going to damage their financial situation for many years and are afraid of the upfront costs. The truth is that the faster you file...Read More

How Do You Pay For a Bankruptcy Attorney On A Budget? One of the top dilemmas that prevent many people from seeking help with their bankruptcy is struggling to pay for a bankruptcy attorney. If you don’t have the money to pay for legal counsel in your bankruptcy proceedings or hire an attorney to work...Read More

There is a common legal term that you may have heard before called a statute of limitations and this determines the length of time that a person has to file a legal proceeding. In the state of California the statute of limitations on most types of debt is four years with some limited exceptions. Dead...Read More

If you find yourself struggling with debt and are looking for relief, you may find that the option that best suits your needs is filing for Chapter 13 bankruptcy. While a bankruptcy attorney can help you find the best debt solution for your specific needs, the following list of pros and cons can help you...Read More